![]() To figure out the amount of coverage you need, you’ll want to consider what assets you have to protect – like homes and other valuable possessions. If you had a single limit of $300,000 car liability insurance, $300,000 would be the most in damages that would be paid for bodily injury and property damage for any one accident. You can also have a single limit of liability. ![]() These numbers are called split limits, because the total liability is split into three sub-limits. This means you’d have a maximum limit of $100,000 of bodily injury coverage per person, a maximum limit of $300,000 of bodily injury coverage per accident, and a maximum limit of $100,000 of property damage coverage per accident. Amica’s minimum recommended car insurance coverage is 100/300/100 for liability insurance coverage. In almost every state, drivers are required to have a certain amount of coverage – known as minimum liability insurance – to legally drive a car. However, the minimum required liability limits might leave you out of luck in some liability scenarios. As you’re finalizing your choices, ask yourself these questions. ![]() As it turns out, there’s no standard, one-size-fits-all policy – coverage depends on each driver’s needs. With all of the different types of auto insurance options available, it may be difficult to decide which are best for your budget and lifestyle. No two auto insurance policies are the same, so find out what’s right for you. ![]()
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